KEY RESPONSIBILITIES: 

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  

​​• Evaluate and analyze complex submissions to determine risk acceptance and pricing strategy. 
• Develop and negotiate terms, conditions, and pricing for high-value accounts in accordance with guidelines. 
• Ensure adherence to underwriting authority and compliance with regulatory and company standards. 
• Collaborate with brokers, agents, and internal stakeholders to resolve issues and negotiate solutions. 
• Provide technical guidance and support to less experienced underwriters. 
• Monitor portfolio performance and recommend corrective actions for profitability and growth. 
• Contribute to process improvements and best practice development within underwriting discipline. 
• Maintain knowledge of market trends and competitor products to ensure competitive positioning.​ 

EDUCATION AND EXPERIENCE 

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. 

​​• Bachelor’s degree in Business, Finance, Risk Management, or related field. 
• Minimum of 5–7 years of professional underwriting experience in commercial or specialty lines. 
• Demonstrated experience managing complex accounts and applying advanced underwriting judgment. 
• Experience in portfolio analysis and strategic account management is preferred.​ 

CERTIFICATIONS / LICENSES / REGISTRATIONS 

​​• Completion of industry designations such as CPCU, AU, or equivalent is highly preferred. 
• State-specific insurance licenses may be required depending on jurisdiction.​ 

FUNCTIONAL SKILLS 

​​• Advanced analytical and risk assessment skills. 
• Strong negotiation and relationship management capabilities. 
• Proficiency in underwriting systems and rating tools. 
• Ability to interpret financial statements and exposure data for decision-making. 
• Excellent verbal and written communication skills. 
• Strong problem-solving and decision-making abilities in complex scenarios. 
• Knowledge of regulatory requirements and compliance standards.​ 

The annual base salary for this position is $150,000.00 - $200,000.00.