Director, ACH

Location: Remote

Department: Risk

• Manages the oversight of the ACH Origination Program and supports the ACH operational functions as needed.
• Monitor ACH activity for merchant portfolio(s) and examine for abnormalities, providing detailed analysis to management regarding portfolio performance.
• Ensuring all merchant activities for compliance with applicable laws, rules, regulations, and policies and recommend appropriate actions. 
• Expert in reviewing and analyzing financial, credit and publicly available information to support actions and decisions including assessing and evaluating business model risk and exposure by evaluating merchant industry type, volume, refunds, delivery time frames and return rates. 
• SME for all aspects of ACH program.
• Managing existing and new policies as they relate to ACH and industry compliance
• Conduct internal and external audit and assessments, addressing any recommendations or findings.
• Developed and performed ACH training programs companywide and specific role use.
• Monitoring the effectiveness and efficiency of the program, technology, tools, and processes, recommending as with limited oversight.
• Supporting specialized projects on an as-needed basis as directed by Company leadership.
• Monitored industry trends and develop strategies for growth for ACH.
• Business partners review and oversight for acceptance, requirements, and pricing.Support diverse tasks within established rules/limits, which may include escalations from other employees and departments.
• Other duties as assigned 

• High School Diploma or equivalent.
• 10+ years of experience engaged in ACH Merchant Risk Program management including monitoring ACH return ratio, POA reviews, remediation, ACH audits, and BSA/AML audits.
• Experience with high-risk payment processing and analyzing high risk vertical spreads.

• Bachelor’s Degree, Finance, Business Administration, or similar.
• Experience with high-risk ACH payment processing preferred.
• AAP, APRP or similar certification a plus or willingness to get certified (Sponsored by Maverick.

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.

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Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.