Team Lead Software Engineer
Straight from Capital on Tap’s careers page. Apply on the company site — no recruiter, no middleman.
Team Lead Software Engineer
Location: Porto
Department: IT
We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products werent fit for purpose, and small business owners often couldnt access what they needed. We set out to fix that.
Today were a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and were profitable. We’ve done a pretty good job so far, but we’re just getting started!
🏢This is a Hybrid role, working from our Porto (Matosinhos) Offices 2 days per week.
Salary: €70,000 - 85,000
What You’ll Be Doing
Were looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.
This is a people-first leadership role. Youll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You wont be the best coder in the room youll be the person who makes the whole room better.
If youre an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.
What Youll Own
Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting whos ready to grow and creating the space for them to do it.
Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.
Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.
Technical credibility. You wont be heads-down in the codebase every day, but youll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.
What Were Looking For
Leadership first. Youve managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people.
Technical foundation in .NET. Our backend is C#/.NET Core and youll need enough depth to earn trust with your engineers, review decisions, and spot risks. You dont need to be across every layer of the stack you need to be honest about what you know and curious about what you dont.
Product mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.
Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.
Nice to Have
- Experience with Azure cloud development
- Familiarity with React or other frontend frameworks
- Background in financial services or fintech
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Interview Process 🤝
- First stage: 30 minute intro call with Talent Partner
- Second stage: 45 minute Tech Chat & Values Interview with an Engineering Manager & People Partner
- Third stage: 60 minute Code Pairing with our Engineering Team
- Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO
Great Work Deserves Great Perks
Check out our benefits:
🏥 Private Healthcare through AdvanceCare
🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical)
🚘 Paid Car Parking
🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend)
📖 Annual Learning and Wellbeing Budget
💬 6 free therapy sessions per year
🍫 Free drinks and snacks in our offices
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
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