Senior Backend Engineer, Cashalo

Department: Engineering

Location: Remote - Australia, Hybrid - Manila, Remote - Singapore

Employment Type: FullTime

Join the Tilt team

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, were not just changing how people access financial products — were creating a new credit system that backs the working, whatever theyre working toward.

The Opportunity: Senior Backend Engineer, Cashalo

Were looking for a Senior Backend Engineer to join the the team building Cashalo. Youll play a key role in building and scaling the core technology that powers financial access for millions of Filipinos - working on product-facing features, platform reliability, and technical initiatives across our .NET and Azure stack.

This is a high-ownership IC role on a lean, globally connected team. Youll work closely with product, credit, and engineering colleagues across APAC, with a global team to leverage when needed.

This is a 100% remote role that requires travel 2-4 times/year.

How Youll Make an Impact

• Build and maintain robust backend services and APIs using .NET (C#) that power Cashalos lending products

• Take ownership of features end-to-end — from requirements through to deployment — working closely with product and business stakeholders

• Contribute to platform reliability, observability, and deployment practices on Azure

• Help uplift the team through code reviews, knowledge sharing, and a high bar for quality

Why Youre a Great Fit

• Demonstrated hands-on experience in .NET (C#) building production-grade backend systems

• Strong experience with SQL Server — relational data modelling, query optimisation, and schema management

• Experience building on a public cloud platform (Azure, AWS, GCP)

• Strong fundamentals in designing and consuming REST APIs

• A product engineer mindset - you care about solving real user and business problems, not just writing clean code

• Comfortable operating with autonomy in a fast-moving, lean team where ownership and initiative are valued

• Experience in fintech or lending is a plus

Our Interview Process

1. Recruiter Screen: A conversation to learn about your experience and what youre looking for in your next role.

2. Hiring Manager Interview: A deeper discussion with Michael Dove about your background, ways of working, and career story.

3. Technical Interview: A hands-on session covering technical depth, system design, and coding (.NET/Azure focused, ~1.5 hours).

4. Leadership Conversation: A final conversation with our senior leadership team about mission, growth, and mutual fit.

Don’t meet every qualification? We care about potential over your past. If youre bringing ambition and drive to what were building, we want to hear from you.

What youll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: Were big on potential, and its reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

Were looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. Were in this together, working to expand access to fair credit and prove that people are incredible. When you join us, its not just another day at the [virtual] office, youre helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.