Data Science Lead, LATAM

Department: Credit

Location: Remote - Americas, Remote - Brazil, Remote - Mexico

Employment Type: FullTime

Join the Tilt team

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, were not just changing how people access financial products — were creating a new credit system that backs the working, whatever theyre working toward.

The Opportunity: Data Science Lead, LATAM

Were looking for a Lead Data Scientist to own data science across our two LATAM markets, Mexico and Brazil. Both are fast-growing businesses operating with the speed and autonomy of a startup, backed by the scale and stability of an established group.

This is a hands-on leadership role. Youll lead a small team of data scientists across both markets while remaining an active contributor yourself — building models, shaping technical direction, and setting the standard for how the work gets done.

The two markets sit at different stages of maturity, and the role spans both. In one, youll be establishing foundations — infrastructure, modelling standards, and a roadmap to bring capability up to the level of our other markets. In the other, youll be supporting a more mature practice as it advances model architecture and builds a more integrated approach to credit decisioning and portfolio valuation.

How Youll Make an Impact

• Own the data science strategy and roadmap for Mexico and Brazil — what we build, in what order, and to what standard.

• Remain hands-on, building and shipping models alongside the team.

• Establish modelling standards, infrastructure, and delivery practices where they dont yet exist, and raise the bar where they do.

• Lead, mentor, and develop a small team of data scientists across two markets and a wide range of experience levels.

• Partner with credit leadership as a peer — understanding business objectives and translating them into modelling, impact measurement, valuation input, and P&L analysis.

• Bring structure and discipline to how the work runs: clear priorities, visible progress, and reliable delivery.

• Contribute to methodologies that can be adopted across the wider Tilt data science organisation.

Why Youre a Great Fit

• Youve led data scientists before, as a manager or technical lead, and can establish credibility quickly with experienced, highly capable people.

• Youre still a builder. Youve stayed close to the modelling work and want to keep it that way.

• Strong applied machine learning and modelling craft, with a clear view of what good looks like and the ability to raise a team to meet it.

• Sufficient understanding of credit and underwriting to contribute meaningfully to credit conversations. Direct experience in lending, credit, or payments is a strong advantage.

• Comfortable with ambiguity and pace, with a track record in high-growth or small-company environments.

• A strong bias toward delivery, and the judgement to know when to stop exploring and start shipping.

• You connect data science to measurable business outcomes and communicate technical ideas clearly to non-technical stakeholders.

Location & Language

Based in Brazil, Mexico, or the US. Fluent English required. Portuguese is an advantage; Spanish is welcome.

Don’t meet every qualification? We care about potential over your past. If youre bringing ambition and drive to what were building, we want to hear from you.

What youll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: Were big on potential, and its reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

Were looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. Were in this together, working to expand access to fair credit and prove that people are incredible. When you join us, its not just another day at the [virtual] office, youre helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.