KEY RESPONSIBILITIES: 

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  

​​• Evaluate complex and high-value submissions to determine risk acceptance, pricing strategy, and coverage terms. 
• Provide expert consultation and mentoring to underwriters on risk analysis, policy structuring, and portfolio management. 
• Develop and implement underwriting guidelines, best practices, and quality control measures to maintain compliance and reduce exposure. 
• Collaborate with actuarial, legal, and product teams to design innovative insurance solutions and pricing models. 
• Analyze market trends, loss ratios, and competitor data to inform product positioning and underwriting strategy. 
• Assist in resolving escalated underwriting issues and negotiating terms with brokers and clients on specialty risks. 
• Contribute to training programs, thought leadership initiatives, and technology adoption to enhance underwriting capabilities.​ 

EDUCATION AND EXPERIENCE 

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. 

​​• Bachelors degree in Business, Finance, Risk Management, or related field. 
• 10+ years of progressive underwriting experience in property, casualty, or specialty lines with demonstrated expertise in complex accounts. 
• Proven track record of advising underwriting teams and influencing strategic risk decisions. 
• Experience working with regulatory compliance frameworks and insurance rating methodologies.​ 

CERTIFICATIONS / LICENSES / REGISTRATIONS 

​​• Chartered Property Casualty Underwriter (CPCU) designation is preferred. 
• Associate in Underwriting (AU) certification is an advantage. 
• State-specific insurance licenses may be required depending on jurisdiction.​

FUNCTIONAL SKILLS 

​​• Advanced risk assessment and policy analysis skills. 
• Strong negotiation and decision-making capabilities. 
• Proficiency in underwriting systems, data analytics tools, and reporting platforms. 
• Deep understanding of insurance products, regulations, and market dynamics. 
• Leadership ability to mentor and guide diverse underwriting teams. 
• Strategic problem-solving and process improvement orientation.​

The annual base salary for this position is $220,000.00 - $280,000.00.