Senior Legal Counsel - AI and Digital assets

Team: Legal

Location: London

Commitment: Permanent - full time

Workplace Type: hybrid

What you’ll be doing:

Advising the business on the full product lifecycle, from the first idea through launch, as we build, launch and scale PPROs payment products globally, including digital asset and stablecoin initiatives

Reviewing and negotiating commercial agreements, including partner agreements and contracts tied to new product development

Drafting and maintaining customer-facing legal documents for new products, including terms and conditions and disclosures for AI-driven features

Advising on the regulatory side of product features, the onboarding of new payment methods, and market expansion which may include cross-border data flows, data protection and privacy, and payment services regulation

Advising on the legal and regulatory questions raised by digital assets, including stablecoins: e-money and payment services classification, custody, cross-border transfer rules and emerging digital asset regimes

Acting as our go-to expert on AI, including agentic AI and associated liability, governance, data use, contracting for AI tools and the regulatory frameworks that are still taking shape

Horizon scanning for legal and regulatory developments, and assisting with the implementation of any subsequently required changes

Collaborating with the compliance and risk teams to embed legal thinking into PPROs product lifecycle and go-to-market planning

Improving legal and governance processes at PPRO, including exploring how AI tools can make our own legal team work smarter

Advising the business on ad hoc legal questions, from IP to corporate law and disputes

Liaising with external counsel and turning their advice into something the wider business can interpret and implement

You’ll need to:

Be a UK or EU qualified lawyer with 8+ years experience in the financial services, payments and/or technology sector, with a strong mix of regulatory, privacy and commercial legal experience 

Bring genuine, hands-on experience with payments, digital assets, including stablecoins, plus real depth on how AI, including agentic AI, is reshaping products and regulation

Have a good working knowledge of financial regulation, including payment services regulation across the UK and EU

Have strong experience advising on data protection and privacy (UK GDPR, EU GDPR, cross-border data transfers)

Be genuinely comfortable with technology so you are able to get into the detail with engineers, ask the right questions and follow a technical conversation

Be comfortable working in ambiguity and to independently work out the mitigation, not just the risk

Be able to turn complex legal or technical issues into plain English

Have a strong sense of ownership and the drive to push complex legal matters through to completion

Bring an open, flexible, team-oriented approach, with excellent communication skills