Product Designer

Department: Design

Location: United States (Remote)

Compensation: $140K – $170K • Offers Equity

Employment Type: FullTime

About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

As a Product Designer at OnePay, you’ll design the customer journeys that shape how people manage their money — turning complex financial tasks into simple, human experiences. You’ll work across product areas, partner closely with PMs and engineers, and bring ideas from early exploration through delivery. You’ll be part of a small, experienced team where ownership is shared and feedback is part of the rhythm. You will:

• Design and ship end-to-end experiences across OnePay’s product surfaces

• Translate goals and requirements into clear, intuitive interfaces

• Work closely with product, engineering, and brand partners to bring ideas to life

• Use and evolve our design system in collaboration with the Core Design team

• Contribute to critiques and reviews that raise the bar for quality and clarity

• Move with intent, learn fast, refine often, and ship regularly

You Bring

• 4+ years designing for digital products, ideally mobile-first

• A portfolio that shows clarity of thought, solid interaction design, and attention to detail

• Fluency in Figma and comfort working within established design systems

• Strong communication skills; you can explain reasoning and trade-offs clearly

• Curiosity about how products work and how design drives business outcomes

• Ability to manage ambiguity, prioritize effectively, and see work through

• Comfortable using AI to augment and accelerate the design process, with a curiosity to experiment, learn, and grow

• Drive and proactivity – everyone here is a builder and executor

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

Our process varies by role. Most candidates go through:

• AI-assisted initial screen

• Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.