Senior Credit Risk Analyst

Department: Analytics Department

Employment Type: Full Time

Location: Limassol, Limassol, Cyprus, Hybrid

Key Responsibilities

• Develop predictive scoring models for credit decision-making and look for their points of growth through new internal and external data;
• Develop and optimize limit and rate policies;
• Implement built models in online scoring;
• Evaluate product profitability and build NPV models;
• Analyze loan portfolio;
• Bring raw data to real-world application in processes and deliver business results through ML;
• Interact with business, DWH, developers and product analysts;
• Work through reporting requirements.

Skills, Knowledge and Expertise

• You have an understanding of ML and data analytics;
• Ready to take a deep dive into ML, business processes, data, and cause-and-effect relationships;
• Have experience in lending to SMEs or individuals;
• Ready to drive things around you and always looking for ways to make processes even better;
• Love math and speak the language of numbers and theorems:
• Inspired by the real business impact of your actions;
• Have experience building NPV models;
• Have experience with Python, SQL;
• Python library development skills, project management experience and the ability to present the results of your work well would be a plus;
• English proficiency: B2 (Upper-Intermediate).

Why join us

• Help us challenge injustice by creating fair choices for millions of people across 1100+ cities in 48 countries;
• Develop your professional skills with access to mentoring, career consulting, and learning programs;
• Collaborate with teams around the world and gain international experience through our Global Talent Exchange Program;
• Engage in company-wide challenges, awards, sports activities, employee-led social impact and volunteering projects;
• Work alongside people who take initiative, speak openly, and challenge themselves to grow;
• Improve your language skills through co-financed courses and internal speaking clubs.
• Annual salary from 70 700 EUR gross.