Loan Operations Analyst

Department: Operations & Controls

Location: London

Employment Type: FullTime

We’re on a mission to back the UK’s small businesses like no one else 🚀

Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.

At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.

We’re a high-performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.

The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy 📈 Come and join a mission that matters!

[Read our Impact Report] | [See our Trustpilot]

The role ⚡

📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits

This is a busy admin role where you will be reviewing and processing loan applications to provide fast, efficient funding to small businesses in the UK.

• Reviewing financial accounts, bank statements and risk reports to process loan applications

• Completing know your customer (KYC) checks during the borrowers on-boarding journey and referring cases to our AML and Fraud teams where required

• Use third party systems to collect information on the applicant and their business

• Perform rigorous quality assurance: Reconcile loan documents and internal system data for completeness and accuracy

• Working in a collaborative team environment

• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day

What we’re looking for 🌱

We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day.

• At least 6 months experience in a high volume operations or administrative role

• Ability to work to deadlines and business goals in a fast paced, dynamic environment

• Excellent attention to detail, self motivation, strong organisational skills and ability to follow procedures

• Ability to complete tasks that are repetitive in nature

• Willingness to learn and adapt with ever evolving policies and procedures

• It would be great, but not essential, if you had familiarity with financial documents, bank statements and identification documents

• Able to proactively identify ways to use Generative AI to streamline your daily tasks and improve your personal productivity

• Confident using approved AI tools safely and effectively to enhance your output and find a better way of working

We’re building a place where everyone truly feels they belong. Even if your past experience doesnt align perfectly with every requirement, wed still love to hear from you.

Why join us? 💜

We back you to build an incredible career and by joining us, youll be part of one of The Sunday Times Best Companies to Work For 2026! As a flexible-first employer, we use a best of both approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us!

Our Circler Proposition focuses on five areas:

• Flexibility: We provide a benefit allowance you can tailor to your own life and family.

• Health: This includes private medical and dental, health assessments, and access to a digital GP.

• Wealth: We offer life assurance, share schemes, and financial coaching.

• Development: You get a dedicated annual learning allowance to help you level up.

• Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

We also have award-winning parental leave policies. Were here to support you through the big life moments, from fertility treatments to new additions to the family.

Ready to join a mission that matters? We’d love to chat!