<h2>The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for enhancing and improving the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses.</h2><ul><li>Support tactical and strategic Risk Analytics projects for Citi’s Credit Cards Risk Management group in the US.</li><li>Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.</li><li>Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes</li><li>Must be able to effectively provide updates and communicate key initiatives to senior risk management.</li><li>Analyzing tests and performance using SAS and decision tree software (CHAID/ CART)</li></ul><ul><li>Evaluating effectiveness of current policies and strategies</li></ul><h2>Responsibilities:</h2><ul><li>Must have capability to clearly develop and communicate analysis</li></ul><ul><li>A good understanding of Credit life cycle, from Acquisitions through Collections</li><li>Must have hands on expertise in developing and managing segmentation strategies</li><li>Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.</li><li>Understanding and communicating examples of credit strategy customer impact through example review of Credit Bureau data.</li><li>Ability to work efficiently in a matrixed environment balancing between both business and functional interactions and priorities, maximizing efficiencies of time-zones to create a continuously operating Credit Policy team.</li></ul><h2>Qualifications: </h2><ul><li>Bachelors/Master’s degree/University degree</li><li>5+ years work experience required</li><li>Consistently demonstrate clear and concise written and verbal communication</li><li>Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS Eminer in PC, UNIX environments.</li><li>Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.</li><li>Exposure to project/process management</li><li>Strong communication and presentation skills targeting a variety of audiences</li><li>A qualified candidate needs to be able to work with cross functional teams</li><li>Flexibility in approach and thought process</li><li>Ability to work effectively across portfolio risk policy teams and functional areas teams</li><li>Strong influencing and facilitation skills</li></ul>Experience in Collections including development of risk segmentation strategies, Contact strategies, Forbearance treatments and Recoveries management------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Portfolio Credit Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a>. View Citi’s <a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a> and the <a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a> poster.

Citi

Risk Analytics- Collections & Recovery Strategy Intmd Analyst Mumbai Maharashtra India

Citi

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