The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citis portfolio exposure to clients and counterparties globally. Responsibilities:<ul><li>Resolve issues and recommend solutions to moderate problems</li><li>Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family</li><li>Serve as an industry expert and advisor</li><li>Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds</li><li>Develop risk management framework and processes for funds</li><li>Advise businesses and clients on transaction structures and negotiate credit terms</li><li>Has the ability to operate with a limited level of direct supervision. </li><li>Can exercise independence of judgement and autonomy. </li><li>Acts as SME to senior stakeholders and /or other team members.</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>Qualifications:<ul><li>5+ years of relevant experience</li><li>Experience in financial analysis, accounting and valuation</li><li>Consistently demonstrate clear and concise written and verbal communication</li></ul>Education:<ul><li>Bachelors degree/University degree or equivalent experience</li></ul><h2>The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for enhancing and improving the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses.</h2><ul><li>Support tactical and strategic Risk Analytics projects for Citi’s Credit Cards Risk Management group in the US.</li><li>Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.</li><li>Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes</li><li>Must be able to effectively provide updates and communicate key initiatives to senior risk management.</li><li>Evaluating effectiveness of current policies and strategies</li></ul>------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Portfolio Credit Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a>. View Citi’s <a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a> and the <a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a> poster.