Job Description Role: Regional Compliance MLRO (Remote | Full Time) About us We are the largest and first licensed on/off-ramp platform for stablecoins in Africa. We are dedicated to offering innovative solutions in the African stablecoin space. We are committed to making stablecoins accessible and understandable for everyone, providing our customers with secure and user-friendly platforms for their financial transactions.  The  Regional Money Laundering Reporting Officer (MLRO) will be responsible for performing the role of a nominated officer under the Money Laundering Regulations  (“MLRs”) for the Yellow Card Group in the assigned region (East, West, North, or South Africa), receiving internal suspicious activity reports (“SARs”) and submitting SARs to the NFIU or applicable reporting agency. In addition to Financial Crime, this role will be responsible for the AML, Sanctions, Anti Bribery &amp; Corruption (“ABC”), and Business Ethics and Conflicts of Interest frameworks for Africa; working in global coordination with the Global Regulatory Compliance Director and other international MLROs. This position will also advise Yellow Card Senior Management of emerging AML/TF/PF  financial crimes and sanctions compliance issues, consult and guide in collaboration with the global Compliance functions in the establishment of controls to mitigate risks. The Yellow Card MLRO will report to the Global Chief Compliance Officer &amp; MLRO. Type of person Critical thinker, organised and driven, with a strong knowledge domain. Dedicated and passionate about their job, humble and a real team player. Key responsibilities  Duties include, but not limited to. <ul> <li>Receive, investigate, and escalate internal Suspicious Transaction Reports (STRs) or Suspicious Activity Reports (SARs) to local regulators (e.g. NFIU) where appropriate.</li> <li>Maintain a SAR/STR register and internal reporting procedures.</li> </ul> <ul> <li>Oversee Yellow Card Africa’s sanctions framework, including reporting to OFSI, OFAC, and other regulators with US nexus requirements.</li> <li>Advise stakeholders on sanctions developments and ensure relevant actions are taken.</li> </ul> <ul> <li>Develop, implement, and regularly review AML/CFT/PF and sanctions frameworks, policies, and procedures in line with local laws and global standards.</li> <li>Lead internal audits and risk-based regulatory reviews, and oversee corrective action plans.</li> </ul> <ul> <li>Act as the main liaison for regulatory, law enforcement, and external agency interactions related to AML/CFT/PF.</li> <li>Prepare and submit required regulatory returns and compliance reports (e.g. CTRs, MIS, board reports).</li> </ul> <ul> <li>Ensure AML/CFT and sanctions training is delivered to all staff, including the Board, and that new employees are trained promptly.</li> </ul> <ul> <li>Regularly update senior management and the Board on the effectiveness of the compliance program.</li> <li>Recommend improvements to systems, controls, and procedures where needed.</li> </ul> <ul> <li>Manage compliance-related vendor onboarding, procurement, payments, and technology tools. </li> </ul> <ul> <li>Provide subject matter expertise on crypto investigations and represent Yellow Card at industry and regulatory forums. </li> </ul> Requirements <ul> <li>5-8 years of experience in financial crimes compliance-related functions, including previous experience as a Nominated Officer, MLRO or Deputy MLRO in one or more of the African regions - East, West, North &amp; South Africa.</li> <li>5+ years managing a team</li> <li>Thorough understanding of the MLRs, the Proceeds of Crime Act, the Terrorism Act 2000 and Global Sanctions law</li> <li>University degree from a recognised tertiary institution</li> <li>Forensic investigations, such as CFE, CAMS, and ACFS certifications, are advantageous</li> <li>Experience in developing and administering internal controls and processes </li> <li>Excellent oral and written communication skills – English fluency required</li> <li>The capacity to meet deadlines while maintaining quality standards and effective time management</li> <li>Exceptional interpersonal and organisational skills with the ability to work autonomously as well as collaboratively within a team environment</li> <li>Ability to interact effectively with all levels of management, regulators and examiners</li> <li>Experience in the fintech/cryptocurrency industry is required</li> <li>Attention to detail, strong sense of responsibility and very high level of integrity</li> <li>Ability to take charge in critical situations and work collaboratively on resolving problems</li> <li>Strong ethical, analytical and problem-solving skills </li> </ul> What We Offer <ul> <li>Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.</li> <li>Remote-First Flexibility: We embrace a fully remote work environment.</li> <li>Global &amp; Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.</li> <li>Learning &amp; Development: Access to resources, support, and autonomy to grow professionally.</li> <li>Mental Health Support Services: Your mental well-being matters to us.</li> <li>Compensation &amp; Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.  </li> </ul> Ready to Join Us? Are you up for the challenge? Apply today and be part of shaping the future of FinTech. Lets innovate, disrupt, and lead together!