<div><p><strong>About the Company</strong></p> <p>Valon is building the AI-native operating system for regulated finance, starting with mortgage servicing. <br /><br />Were a Series C company backed by a16z, transforming industries that others have written off as too complex to innovate.<br /><br />Rather than build on top of broken legacy systems, we took a different approach: we built and operate our own mortgage servicing business managing $110+ billion in loans. This wasnt the end goal, it was how we deeply understood the complexity needed to build software that actually works in regulated industries.<br /><br />The results speak for themselves. Weve transformed mortgage servicing from a 0% margin business into 60%+ margins while dramatically improving customer experience. Major enterprise contracts are now deploying across the industry.<br /><br />ValonOS is our unified platform that makes every process structured and programmable and it is perfectly positioned for the AI era. When everything flows through one system with rich data, AI agents dont just automate tasks, they continuously improve entire operations. Mortgage servicing is just the beginning of our vision to transform regulated industries and beyond.</p></div><p><strong>Default Servicing at Valon</strong></p> <p>The Default Servicing team resolves mortgages in default and manages all default-related processes at Valon. This team is also central to the broader mortgage ecosystem, preventing foreclosures and minimizing losses for investors. Transparency and financial literacy are crucial to our people, processes, and products. We strive to help homeowners who need additional support to keep their dreams of homeownership alive.</p> <p><strong>About the Role</strong></p> <p>The Default Analyst- Foreclosure role will be responsible for monitoring foreclosure cases relative to the accuracy and timeliness of residential mortgage loans within foreclosure, in accordance with applicable federal, state, and/or investor requirements. They will effectively collaborate and communicate with support groups within default to ensure optimal outcomes. Finally, this Senior Specialist should feel comfortable performing all duties in accordance with the company’s policies and procedures, investor requirements, and US state and federal laws and regulations.</p> <p><strong>Responsibilities</strong></p> <ul> <li>Maintain, review, follow up, and ensure timely and accurate completion of all regularly scheduled steps, including outstanding/late steps, within the foreclosure tracking template on a daily basis.</li> <li>Obtain approval for and properly manage any outstanding or upcoming events/tasks, including, but not limited to, completing steps within deadlines and ensuring the accuracy of dates entered.</li> <li>Communicate with assigned attorneys/trustees via vendor tracking software regarding delays and/or pending inquiries.</li> <li>Utilize all applicable tools available to effectively manage pipeline, system of record, and vendor tracking software.</li> <li>Ensures all attorney fees/costs and foreclosure costs are within Investor, Fannie Mae, Freddie Mac, FHA, VA, or USDA allowable fees schedules.</li> <li>Properly maintain the system of record and/or vendor tracking software to ensure proper notification/reporting to investors, clients, borrowers, state, and/or federal/government agencies during foreclosure.</li> <li>Review future and upcoming sales, no less than five days prior to scheduling of sale, to ensure all requirements are met.</li> <li>Dispose and complete foreclosure sales and follow up on sale proceeds within respective judicial or non-judicial proceedings.</li> <li>Process all instructions for posting of funds within SLAs, ensuring timely and accurate instruction if/when funds or proceeds are received.</li> </ul> <p><strong>Minimum Qualifications</strong></p> <ul> <li>5+ years of end-to-end foreclosure experience in the mortgage/banking space</li> <li>Keen understanding of the foreclosure process and the differences between judicial and non-judicial proceedings</li> <li>Full understanding of GSE (FNMA/FHLMC) and Government (GNMA) FHA/VA regulations/guidelines</li> <li>Strong communication skills, proficiency in the use of computers and software, attention to detail, persistence, and prioritizing</li> <li>The ability to multitask and follow mortgage-servicing guidelines accurately is imperative.</li> <li>Assist with special projects and other duties as assigned.</li> </ul> <p><strong>Benefits</strong></p> <ul> <li>Compensation: Competitive salary and 401k plan.</li> <li>Health &amp; well-being: We invest in your physical and mental well-being with comprehensive medical, dental, &amp; vision benefits, an EAP for additional support.</li> <li>Grow together: Company-wide orientation for you to successfully onboard, alongside other learning and development opportunities, including regular review cycles that feature 360 degree feedback.</li> <li>Play together: Quarterly budgets for team and company outings. Use it for team swag, cooking classes or team dinners!</li> <li>Generous time off: 17 days paid time off, sick days, and 11 company holidays.</li> </ul><div><div><div>This Base Compensation pay range applies to our New York City located staff and may differ according to location. </div><div>New York Base Compensation Pay Range</div><div><span>$51,000</span><span>—</span><span>$65,000 USD</span></div></div></div><div><div><em>Throughout the interview process, please remember that emails will only be from </em><a href="http://valon.com/"><em>valon.com</em></a><em> emails. We wont ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@valon.com if you have any requests to verify the authenticity of an outreach.</em></div> <div> </div> <div><em>Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Valon makes hiring decisions based solely on qualifications, merit, and business needs at the time.</em></div></div>

Valon Technologies

Default Analyst - Foreclosure

Valon Technologies