Mortgage Loan Closer

Who we are

Tomo is an AI-powered mortgage bank on a mission to eliminate the greed and complexity in home lending. Our technology makes the process of buying a home faster, less frustrating, and way less expensive. By passing these savings directly to homebuyers, we eliminate the excessive fees and inflated rates that cost Americans billions each year. Tomo is backed by Progressive Insurance, Citi Ventures and other top-tier investors, on track to be one of the biggest lenders in America.

We are intentional about who joins our rapidly growing team—we seek ambitious, team-oriented, and driven individuals who embrace the effort required to win. At Tomo, we seek teammates who have a pattern of success in their lives —whether demonstrated through work, academics, athletics, or personal endeavors. Tomowners lean into the company culture, are energized by our mission and want to have fun at work.

You like speed, working with a great team, and helping homebuyers achieve their house buying dreams! You are excited to provide excellent customer service by facilitating on-time closing and funding purchase transactions. You thrive in ensuring that the coordination of loan closings and the preparation of closing packages are carried out seamlessly so customers get their new home keys by their desired closing day.

What Youll Do:

• Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
• Input required closing data in the loan origination system
• Review Compliance Ease reports and remediate any fails or alerts 
• Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
• Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
• Prepare and issue the Initial Closing Disclosure.
• Coordinate loan closing with title company
• Draw and release closing documents to the Settlement Agent
• Submit request to warehouse bank and release funds
• Authorize funding of loan
• Assist in resolving any post-closing issues as needed

What Makes You a Great Fit:

• 3+ years of recent mortgage closing/funding experience 
• Attention to detail and organizational skills
• Staying current on federal, state, investor and internal policies and procedures 
• Maintaining transparency between all teammates involved in a customer’s journey

Preferred Qualifications: 

• A Bachelor’s degree

Location:

This role will be based in our NYC or Seattle office on a hybrid schedule: Mon-Wed on-site, and Thurs/Fri remote optional.