Reach Financial, LLC. seeks a Senior Credit Risk Analyst in New York, NY responsible for the following: <ul> <li>Perform data analysis across various marketing channels to optimize credit risk, origination volume and funnel conversion.</li> <li>Utilize statistical and segmentation tools to develop data driven business strategies for personal loan products, that balances volume and risk-return targets.</li> <li>Retrieve data and conduct data driven analytics from internal database and external vendor data, utilizing various analytical tools, software and techniques.</li> <li>Forecast delinquency and loss curves for consumer lending products.</li> <li>Develop processes and tools to track, analyze and report monthly portfolio performance of various acquisition channels &amp; drive credit insights.</li> <li>Present the analyses, findings and recommendations to stakeholders across the organization.</li> <li>Execute on a wide range of analyses- descriptive measurement and reporting, dashboarding, ad hoc inquisitive problem solving and predictive forecasting.</li> <li>Help design experiments &amp; A/B  test different credit &amp; marketing strategies, create data-backed recommendations to balance credit risk &amp; volume to help make strategic business decision.</li> <li>Collaborate and work with cross functional team including data science, marketing, product and operations.</li> <li>Own a key area of analytics, including completing tasks on schedule and being a subject matter expert on said area</li> <li>Extract insight or detect issues from analysis independently</li> </ul>  This position allows for a hybrid schedule with three (3) days in office and two (2) days remote. Minimum Requirements:           Master’s degree (or foreign equivalent) in Mathematics, Statistics, Econometrics, Operation Research, Computer Science, or related field and four (4) years of experience with SQL and Snowflake; using credit bureau (Experian, TransUnion, Equifax) data and risk models built using that data to create underwriting guidelines, set risk tiers, and determine pricing; modeling cash flows (profit and loss modeling) for installment loan products, including loss forecasting and population segmentation; and Installment Loans and Consumer Lending Products.  Must have at least two (2) years of experience with Python to manipulate data and draw insights from large data set. Salary: $181,000.00 – 191,000.00 per year Apply at: https://www.reach.com/corporate/careers, reference ID #282. Reach Financial, LLC is an EEO/AA employer. No calls.

Reach Financial

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