<div><b>The Role</b></div><div><br /></div><div>The successful candidate will join Prosper’s Credit Risk Management Department, a team that leverages advanced analytics, cutting-edge data, and innovative techniques to shape fraud risk strategies. These strategies form the foundation of Prosper’s fraud mitigation framework, covering both first- and third-party fraud risks.</div><div><br /></div><div>As a Fraud Risk Senior Manager, you’ll apply advanced statistical methods, algorithms, and industry-leading tools to design solutions that predict and prevent risks tied to Prosper’s Personal Loan and Credit Card products. We’re looking for someone with strong, hands-on analytical skills and a passion for solving problems in creative, effective ways.</div><div><br /></div><div>By developing faster, more agile fraud strategies, you’ll help keep our marketplace competitive and ensure we continue delivering on our mission: advancing financial well-being.</div><h3>Problems You Will Solve</h3><ul><li>Develop and implement fraud strategies using data, machine learning, and advanced analytics to reduce losses while maintaining an excellent customer experience</li><li>Manage and enhance existing strategies to control first- and third-party fraud risks</li><li>Design A/B tests to assess risk versus customer experience trade-offs</li><li>Continuously refine strategies, incorporating automation and innovative approaches</li><li>Explore and test new data sources, analytics methods, and models</li><li>Monitor portfolio performance, identify trends, and perform root-cause analysis</li><li>Communicate insights and recommendations to Risk Management and broader teams</li><li>Evaluate and present business cases for new vendors or data sources to senior leadership</li><li>Collaborate with Product, Marketing, Engineering, Legal, Compliance, and external partners to implement and monitor strategies</li><li>Conduct ad-hoc analysis to support risk management, product, and operations initiatives</li></ul><h3>About You</h3><ul><li>Master’s degree in Business, Statistics, Mathematics, Computer Science, Engineering, or Economics and 8+ years of credit/fraud risk management experience</li><li>4+ years of people leadership experience</li><li>Background in managing fraud within consumer lending or consumer credit card products</li><li>Strong analytical, problem-solving, and statistical skills</li><li>Proficient in SQL; familiarity with R, Python, Tableau, and Knowledge Seeker is a plus</li><li>Experience using models and decision trees to develop fraud strategies</li><li>Fiserv and/or FICO fraud tool experience preferred</li><li>Excellent communication skills, with the ability to explain technical topics clearly to diverse audiences, including senior leadership</li><li>Skilled in segmentation, statistical procedures, and financial analytics tools</li><li>Self-motivated, curious, and adaptable, with a track record of driving results in fast-paced, ambiguous environments</li></ul><h3>What We Offer</h3><ul><li>The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on peoples lives</li><li>The opportunity to work in a fast-paced environment with experienced industry leaders</li><li>Flexible time off, comprehensive health coverage, competitive salary, paid parental leave, and other wellness benefits</li><li>A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts through Perkspot</li><li>The ability to work remotely in the United States</li></ul><div><span>#LI-RC1</span></div><div><span>#LI-remote</span></div><div><br /></div><div><b>About Us</b></div><div>Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than 2 million people gain access to affordable credit with over $27 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, credit, home equity lines of credit (HELOC), and our newest product, HELoan. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission.  </div><div> </div><div>We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  </div><div><br /></div><div><b>Our Values</b></div><div><i>Diversity expands opportunities</i></div><div><i>Collaboration creates better solutions </i></div><div><i>Curiosity fuels our innovation</i></div><div><i>Integrity defines all our relationships</i></div><div><i>Excellence leads to longevity </i></div><div><i>Simplicity guides our user experience </i></div><div><i>Accountability at all levels drives results</i></div><div><br /></div><div><a href="http://www.prosper.com/">www.prosper.com</a></div><div><a href="https://www.prosper.com/about">Our Story &amp; Team</a>  //   <a href="https://blog.prosper.com/">Our Blog</a>  </div><div><br /></div><div>Applicants have rights under Federal Employment Laws.</div><div><a href="https://www.dol.gov/agencies/whd/posters/fmla">Family &amp; Medical Leave Act (FMLA)</a></div><div><a href="https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf">Equal Employment Opportunity (EEO)</a></div><div><a href="https://www.dol.gov/agencies/whd/posters/employee-polygraph-protection-act">Employee Polygraph Protection Act (EPPA) </a> </div><div><br /></div><div><i>California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA: </i><a href="https://www.prosper.com/plp/legal/privacy-notice-for-applicants/">https://www.prosper.com/plp/legal/privacy-notice-for-applicants/</a></div><div><br /></div><div><i>At Prosper, were looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesnt precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and arent afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.</i></div><div><br /></div><div><i>Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.</i></div>

Prosper Marketplace

Sr. Manager, Credit Risk Analytics (Fraud Risk)

Prosper Marketplace