<p><strong>About Pipe</strong></p> <p>Pipe is the modern capital platform built to connect entrepreneurs and business owners to fast, frictionless, dilution-free financing. Pipe turns all forms of revenue into up-front working capital to help companies improve cash flow, scale operations, and grow on their terms.</p> <p>US-based role. Remote-first.</p> <h3>About the Role</h3> <p>The Risk Portfolio Analytics Manager will lead key risk reporting and analytics efforts across Pipe’s portfolio, ensuring the business maintains a clear, data-driven view of its risk exposure, portfolio performance, and emerging trends. This role is responsible for producing and enhancing critical reporting for the CFRMC (Credit, Fraud &amp; Risk Management Committee), capital markets partners, and executive stakeholders. You’ll play a pivotal role in identifying and communicating risk insights that drive strategic decisions, partnering closely with Finance, Capital Markets, Data Science, and Operations.</p> <h3>What You’ll Do</h3> <p>Lead Risk Reporting &amp; Insights</p> <ul> <li>Own the production, accuracy, and delivery of risk reporting for the CFRMC and other key governance bodies.</li> <li>Develop and maintain dashboards and reports that track key portfolio metrics, including credit performance, loss trends, and risk-adjusted returns.</li> <li>Partner with leadership to translate analytical findings into clear narratives and recommendations.</li> </ul> <p>Portfolio &amp; Capital Markets Analytics</p> <ul> <li>Monitor portfolio performance across cohorts, products, and segments to identify emerging risks and opportunities.</li> <li>Deliver analytics and reporting to support capital markets activities, ensuring transparency and alignment with investors and partners.</li> <li>Collaborate with Finance and Capital Markets teams to assess credit performance, portfolio composition, and loss forecasting.</li> </ul> <p>Fraud &amp; Collection Risk Analysis</p> <ul> <li>Support development and enhancement of fraud detection and prevention analytics.</li> <li>Partner with Collections to assess recovery performance and identify process or strategy improvements.</li> <li>Analyze trends in delinquencies, losses, and recoveries to inform proactive risk management.</li> </ul> <p>Governance &amp; Process Excellence</p> <ul> <li>Enhance the consistency, accuracy, and timeliness of risk data and reporting processes.</li> <li>Establish controls and validation checks to ensure high data integrity across reporting outputs.</li> <li>Continuously evolve reporting frameworks to meet business and regulatory needs.<br /><br /></li> </ul> <h3>What We’re Looking For</h3> <ul> <li>6–10 years of experience in risk management, portfolio analytics, or financial analysis, ideally within fintech, lending, or capital markets.</li> <li>Strong quantitative and analytical skills; ability to translate complex data into actionable insights.</li> <li>Experience with risk reporting, credit performance metrics, and loss forecasting.</li> <li>Proficiency in SQL, Python/R, and data visualization tools (e.g., Looker, Tableau, Power BI).</li> <li>Solid understanding of financial modeling, credit risk frameworks, and/or securitization analytics.</li> <li>Excellent communication skills — able to present insights clearly to both technical and executive audiences.</li> <li>Bachelor’s degree in Finance, Economics, Mathematics, Data Science, or related field (Master’s preferred).</li> </ul> <h2>Compensation and Benefits</h2> <p>We want you to feel like an owner and that should be reflected in your salary and equity.</p> <ul> <li>The best equipment: if you want it, and it helps you do your job, well provide it. Computers, monitors, desks, chairs, headphones, speakers, microphones, webcams, keyboards, mice, etc.</li> <li>A good work-life balance: we do our best work when we regularly can step away from it and live our lives.</li> <li>Flexible vacation and work hours. We dont adopt conventional work practices that are meaningless for the type of work we do.</li> <li>Parental leave for anyone who is growing their family, regardless of gender.</li> <li>Very good health, dental, and vision insurance.</li> <li>Great colleagues: we value a culture of authenticity, humility, and excellence. We want you to make a footprint on our culture.</li> </ul> <p>The annual US base salary range for this role is $200,000 - $270,000. This salary range may be inclusive of several career levels at Pipe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location.</p>