<div>Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind?</div>The Impact You’ll Make in this Role: At Mission Lane, our analysts work on business problems that touch all facets of the business and have the opportunity to work on different teams within the organization as their careers develop. This team is responsible for managing forecasting initiatives, assessing key portfolio risks, and ensuring accurate projections to support strategic decision-making. They own the development and enhancement of forecasting models, monitor credit performance trends, and collaborate cross-functionally to align risk strategies with business objectives. By leveraging advanced analytics and scenario modeling, they provide data-driven insights that optimize credit policies, capital allocation, and portfolio profitability while maintaining Mission Lane’s commitment to financial inclusion. As a Principal Business Analyst you will: <ul> <li>Forecasting and Analytics Lead the loss and revenue forecasting analytics for financial planning and strategic insight. Leverage existing models and develop new ones to improve forecast accuracy.</li> <li>Analyze Portfolio Performance Set up a key risks framework to highlight weaknesses in the portfolio by implementing both a hypothesis driven and hypothesis free monitor against the key risks outlined.</li> <li>Collaborate Cross-Functionally Collaborate with partner teams (data science, finance, credit) to implement hypothesis free monitoring and socialize insights.</li> <li>Drive Strategic Decision-Making Regularly communicate with senior management to present findings from key risks monitoring and financial forecast to drive capital allocation and portfolio profitability.</li> </ul>   Qualifications <ul> <li>Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with other stakeholders</li> <li>Familiarity with SQL, python, or other tools for data analysis</li> <li>2 - 5 years of experience in a highly analytical role</li> <li>Bachelor’s or Masters in Economics, Finance, Engineering, Mathematics, or similar quantitative field with record of strong academic performance</li> </ul> Preferred Qualifications  <ul> <li>Experience doing analytical work with credit cards or other consumer lending products, specifically valuations and loss forecasting</li> <li>Experience helping scale a business in a fast-paced startup environment</li> <li>Expertise in SQL or Python</li> </ul>   At Mission Lane, we’re all about making a real impact—and that starts with our people. We’re looking for bold thinkers who are ready to take on new challenges. If you need accommodations to perform at your best during the application or interview process, let us know—we’ve got you. We believe in supporting our team inside and outside of work. Our comprehensive benefits package* is designed to help you thrive: <ul> <li>Work – A dynamic, mission-driven culture with training programs and career growth opportunities.</li> <li>Life – Comprehensive health, dental, and vision coverage, an FSA for medical and childcare expenses, paid parental leave, and a 401(k) with company match.</li> <li>Balance – Generous PTO, flexible schedules, a Calm App subscription, and more to support your well-being.</li> <li>Compensation – A competitive salary with a target base of $117,000 - $143,000 USD.</li> </ul> We’re building something big—come be a part of it. Additional compensation in the form(s) of participation in our annual incentive program and equity are dependent on role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes unlimited paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.<div>About Mission Lane: Founded in December 2018, <a href="https://www.missionlane.com/about">Mission Lane</a> is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.  It all started with a realization:  nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores.  Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors. Interested in learning more? Check out <a href="https://www.missionlane.com/articles">The Mission Lane Junction</a> for articles on culture, credit, and community, and <a href="https://www.missionlane.com/newsroom">The Mission Lane Newsroom</a> for media mentions.  ***** Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member. Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status. Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law.  Applicants can initiate an accommodation request by contacting <a href="mailto:peopleops@missionlane.com">peopleexperience@missionlane.com</a>. Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.</div>