As a Lead Product Manager on the Emerging Products team, you will set the vision and drive the execution for multiple high-impact initiatives across card issuance, payments, and lending in the embedded finance space. This role demands a proven ability to take ownership of complex, cross-functional programs that span multiple product lines and strategic bets. While this is an individual contributor role, you will be expected to operate as a thought leader, mentor peers, and influence senior stakeholders across the company. You will lead the discovery, design, launch, and scaling of new financial products from concept to market dominance, while shaping the long-term roadmap for our emerging portfolio. We are looking for a builder who thrives in ambiguous environments, can connect the dots across multiple opportunities, and is relentless in driving measurable business impact. If you are ready to take the reins on the next wave of fintech innovation, let’s talk! The Emerging Products team is revolutionizing global embedded finance by enabling seamless integration of card issuance, lending, and payments into digital platforms worldwide. We build category-defining products that empower businesses to offer financial services at scale, with speed and flexibility, looking to push the boundaries of what’s possible in fintech. We work <a href="https://www.marqeta.com/blog/2022/05/10/flexible-first">Flexible First</a>. This role can be performed remotely anywhere within the United States with a preference of being local to our headquarters in Oakland, CA or New York City Metro area. We’d love for you to join us! The Impact Youll Have <ul> <li>Set Multi-Product Vision – Define and own the strategy for multiple emerging product lines, ensuring alignment with company OKRs and long-term market positioning</li> <li>Lead Complex Initiatives – Drive end-to-end execution for high-impact, multi-stakeholder programs, balancing short-term delivery with long-term innovation</li> <li>Market &amp; Competitive Leadership – Identify and validate opportunities by synthesizing market intelligence, competitive research, and customer insights into actionable product strategies</li> <li>Drive Partner &amp; Ecosystem Innovation – Develop deep relationships with fintech partners, networks, and banks to co-create differentiated solutions and accelerate market adoption</li> <li>Influence at Scale – Serve as the voice of the product across executive leadership, cross-functional teams, and external partners, shaping priorities beyond your direct scope</li> <li>Mentor &amp; Elevate Peers – Provide guidance to other PMs, offering frameworks, feedback, and best practices to elevate the overall product craft of the team</li> </ul> Who You Are <ul> <li>8+ years of product management experience in fintech, embedded finance, payments, or lending</li> <li>Proven experience building and scaling financial products from 0 to 1 and beyond, ideally across different product verticals</li> <li>Strong ability to set product vision and strategy while driving hands-on execution</li> <li>Deep technical acumen with experience leading API-driven product development in partnership with engineering teams</li> <li>Expertise in at least one core domain (card issuance, payment processing, lending, BaaS) and strong working knowledge across others</li> <li>Exceptional stakeholder management and communication skills—adept at influencing without direct authority across all organizational levels</li> <li>Experience navigating regulatory, compliance, and risk frameworks in fintech environments</li> <li>A natural problem solver who thrives in high-ambiguity, high-accountability settings and balances strategic thinking with rapid execution</li> <li>Track record of mentoring PMs and elevating team performance</li> </ul> Nice-To-Haves <ul> <li>Experience working with compliance, risk, and regulatory frameworks in fintech is a plus</li> <li>Hands-on experience in AdTech in creating solutions for demand and supply partners</li> <li>Background in both consumer and B2B fintech products</li> </ul> Your Manager <ul> <li><a href="https://www.linkedin.com/in/rasikkrishna/">Rasik Krishna - Senior Director, Product Management</a></li> </ul> Typical Process <ul> <li>Application submission</li> <li>Recruiter phone call</li> <li>Hiring manager video call</li> <li>Virtual “Onsite” consisting of 4-5, 45 min calls</li> <li>Offer!</li> </ul> Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: <ul> <li>National: A baseline tier that applies to most of the geographic territory of the United States.</li> <li>Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA</li> <li>Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.</li> </ul> Visit <a href="https://www.marqeta.com/company/salaryzones">this page</a> or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: <ul> <li>National: $150,300 - $187,900</li> <li>Premium: $162,600 - $203,300</li> <li>Premium Plus: $176,800 - $221,000</li> </ul> We also believe in recognizing the contributions of our people. Thats why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers <ul> <li>Multiple health insurance options</li> <li>Flexible time off – take what you need</li> <li>Retirement savings program with company contribution and after tax contributions</li> <li>Equity in a publicly-traded company and an Employee Stock Purchase Program</li> <li>Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave</li> <li>Free therapy sessions, financial and professional coaching, and legal advice</li> <li>Monthly stipend to support our remote work model</li> <li>Annual “development dollars” to support our people growth and development</li> </ul><div><h4>About Marqeta</h4> Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that.  This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all. <hr /> <h4>Marqeta’s Values</h4> – Solve for the Customer: With a deep understanding of our customers business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do. – Do Whats Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish. – Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes. – Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team. – Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right. <hr /> Equal Employment Opportunity, Accommodations and Privacy  Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.  Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit <a href="https://forms.gle/Nx79JaH22WR94nBh7">this form</a> with your specific accommodation request. Personal data that is provided as part of the application and recruitment process is processed in accordance with the<a href="https://www.marqeta.com/company/applicant"> Applicant Privacy Notice</a>. Additional information for California residents can be found <a href="https://www.marqeta.com/applicant#1lOHLMWCqwzsMvVd1FY1XD">here</a>.   <h6> </h6></div>