Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

Purpose:

As Lower continues to expand in new markets, new channels of business and retail continue to grow, we are looking for a Closer to join our existing team of superstars. We need team players that have proven closing experience and can bring their existing expertise to help support all things Closing. Attention to detail and strong time management skills are a must to be successful in this role. This position involves both independent and teamwork environments, so a successful candidate should be able to easily transition between each.

What you’ll do:

Accurately prepares closing documents using Closing software and ensures the documents represent the terms of loan approval and final underwriting documents.
Closers must verify collection of necessary property taxes and/or insurance sufficient to meet our investor’s guidelines, as well as any outstanding invoices necessary to be paid to complete our loan transaction.
Verifies accuracy and consistency of specifics on documents, such as title abstract and insurance forms.
Ensuring that there are no missing items from closing packages.
Answers questions regarding closing requirements specific to loan transaction.
Reviews Closing Disclosure (CD) to ensure all fees are accurate including compliance of underwriter’s cash from borrower requirements, etc.
Request wire from funding dept. ensuring accurate funds are wired to settlement officer’s account.

Who you are:

High School Diploma or equivalent
Detail oriented and high level of organization
Excellent communication whether by phone, email or in person
Strong computer skills and proficiency with loan industry software
2+ years of Closing experience.
Must have knowledge of applicable laws and regulations related to mortgage lending.
Must have experience with various loan types (i.e., FHLMC, FNMA, FHA, VA or conventional).
Encompass experience preferred.
Working knowledge of Microsoft Office Suite.

Why you’ll love it:

You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
You’ll be able to shape the future of Lower’s user experience.
You’ll join a locally and nationally recognized best place to work that values promotion from within.
There is opportunity for professional growth and development.

When you join:

You’ll join a locally and nationally recognized best place to work that values promotion from within.

Plus:

Competitive compensation plan
Extended benefit offerings including:
- Medical/dental/vision
- Paid holidays
- Paid time off
- Parental leave
- Life/ Accident/ Critical Illness insurance
- Short- and long-term disability
- 401K with company match
- Discount on home mortgage refinances or purchases

Where you’ll work:

Work where you want! In office, remote, or hybrid (Columbus, OH).

Compensation:

Base pay: $22 - $29.50

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.