Description Our Middle Market Underwriters focus on answering two fundamental questions: Should we write a policy for a particular customer? What is a fair price for the risk we would incur by writing the policy? On the surface, these questions may seem straightforward. Still, as a Liberty Mutual Insurance underwriter, you will have a curiosity that propels you to dig deeper for the answers. You will rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Middle Market Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover This is a multi-industry Property &amp; Casualty underwriting role focused on middle-market accounts, ranging from $ 100,000 to $2.5 million in written premium. You’ll work across a diverse portfolio of industries, applying your expertise to evaluate complex risks and craft tailored insurance solutions. This position is being offered as either a Senior or Executive Underwriter, depending on the candidates experience. Responsibilities: <ul><li>Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals. Your decisions in this area will directly impact our ability to profitably accept the risks that our policies cover.</li><li>Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents and Brokers objectives. Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate the marketing of products through responsive service, site visits, in-person renewal meetings, or enhanced knowledge of their customers businesses. Develop a strong personal brand to build and maintain a long-term quality pipeline with Agents/Brokers.</li><li>Portfolio Management: Manages a book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit, and diversification, and executing marketing plans to increase market share by attending and making marketing calls to brokers to market and cross-market.</li><li>Documenting the Deal: Document files in a way that reflects a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines.</li><li>Leadership: Formally and informally guides, mentors, and coaches underwriters and account analysts in technical and professional skills.</li><li>Continuous Improvement: Actively participates in continuous improvement by leading problem-solving activities and using continuous improvement tools to support the teams work. This ensures that our underwriting processes are constantly evolving and improving.</li></ul> Qualifications<div><ul><li>Degree in Business or equivalent typically required</li><li>A minimum of 5 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience</li><li>CPCU or professional insurance designation preferred</li><li>Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility</li><li>Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes</li><li>Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders</li><li>Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues</li><li>Proven track record of developing and underwriting profitable business</li></ul></div>About UsPay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: <a href="https://LMI.co/Benefits">https://LMI.co/Benefits</a> Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veterans status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices<ul><li><a href="https://jobs.libertymutualgroup.com/wp-content/uploads/2024/02/ca-fair-chance-act.pdf">California</a></li><li><a href="https://bca.lacity.gov/Uploads/fciho/FCIHO-factsheet-2024-03-05.pdf">Los Angeles Incorporated</a></li><li><a href="https://jobs.libertymutualgroup.com/wp-content/uploads/2025/01/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf">Los Angeles Unincorporated</a></li><li><a href="https://jobs.libertymutualgroup.com/wp-content/uploads/2024/02/pa-philadelphia-fair-chance-law.pdf">Philadelphia</a></li><li><a href="https://jobs.libertymutualgroup.com/wp-content/uploads/2024/02/ca-san-francisco-fair-chance.pdf">San Francisco</a></li></ul>

Liberty Mutual Insurance

Executive Underwriter, Middle Market

Liberty Mutual Insurance

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