<h3>Current Employees of LendingClub: Please apply via your internal Workday Account</h3>LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!<h2></h2><h2>About the Role</h2>We are looking for a Director, Credit Strategy and Pricing - Embedded Finance to lead, develop and implement the underwriting and pricing strategy for key unsecured Point of Sale lending (POS Lending) segment within the Consumer Banking business at Lending Club.<h2></h2><h2>What Youll Do</h2><ul><li>Lead credit risk management &amp; pricing strategy for a key unsecured lending personal loan segment within the Consumer Banking business at Lending Club</li><li>Develop and optimize credit policies, underwriting criteria, exposure management and pricing strategy in addition to segmentation, vintage loss forecasting and vintage valuations</li><li>Collaborate with cross-functional partners in the development of, and delivery against annual operating and strategic plans</li><li>Generate loan issuance that delivers durable risk-adjusted returns for both marketplace investors and LC Bank held-for-investment assets. Deliver loan issuance volume consistent with the business plan and credit profile within risk appetite</li><li>Lead the ideation and development of leading-edge predictive models, grading systems, segmentation, predictive analytic methodologies and experimentation to compete along a dynamic and optimal risk-return frontier </li><li>Have a passion for finding data-driven insights to identify optimization and continuous learning opportunities within credit performance and pricing</li><li>Ensure agile implementation of credit strategy changes with rigorous production testing and robust preventive &amp; detective controls.</li><li>Formulate and actively maintain credit policy practices and standard operating procedure manuals, ensuring consistency with bank guidelines and regulations</li><li>Provide thought leadership and partner with cross-functional groups (Product, Business, Engineering and Data Science) to drive white space innovation &amp; new product development initiatives</li><li>Manage the development of monitoring systems and robust early warning and performance monitoring mechanisms. Ensure monitoring is in place, including processes for management of credit and operational risk in accordance with Company and regulatory standards</li><li>Direct timely and accurate completion of all Credit Committee, Board and regulatory reporting from a credit risk perspective</li><li>Manage a high-performing team of managers and analysts in fostering a dynamic, inclusive, learning culture</li></ul><h2></h2><h2>About You</h2><ul><li>You have 10+ years’ experience in financial services, credit risk management, predictive analytics or strategy consulting </li><li>You are a people manager with 2+ years of experience leading and mentoring teams </li><li>You hold a bachelor’s degree in Statistics, Finance, Economics or a related quantitative discipline; advanced degree preferred; or equivalent work experience</li><li>Proficiency in SQL, Python, and Tableau, along with strong familiarity with Advanced Analytics techniques and Credit/ML Models with focus on consumer credit products</li><li>You are a line of business (first line) functional practitioner with deep domain knowledge in unsecured lending (preferably point of sale lending) or credit cards with a keen understanding of commercial value drivers</li><li>You have demonstrated experience across origination channels with expertise in policy development, pricing optimization and portfolio analytics </li><li>You are an effective collaborator, negotiator and team player with a versatile interpersonal style </li><li>You are an operator with keen attention to detail, results-orientation and strategic mindset</li></ul>Work Location San Francisco The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level. Time Zone Requirements Primarily PT While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary. Travel Requirements As needed travel to LendingClub offices and/or other locations, as needed. Compensation The target base salary range for this position is 210,000-245,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings). We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more. #LI-Hybrid #LI-HB1 LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.  We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.