The Product Management Senior Analyst is an intermediate level position responsible for the development of product plans, strategies and tactics in coordination with the Lending Product team. The overall objective of this role is to develop strategies for adequate capital allocation for Commercial Banking clients. Responsibilities:  <ul><li>Drive and coordinate the strategy for adequate capital allocation and optimization, product pricing and returns</li><li>Assist in development and analysis of strategic capital management initiatives for the lending product</li><li>Develop profitable strategies and coordinate the conceptualization and implementation of key growth initiatives, leveraging current market intelligence on the overall industry verticals and competitors. </li><li>Participate in day-to-day product management for core lending products such as product delivery, client experience, and communication strategies as well as help the team prioritize, negotiate, and remove obstacles to achieve business results</li><li>Execute product-related client value propositions from the returns perspective, positioning, segmentation, targeting and competitive differentiation, as well as the creation of Product content, marketing and training tools for Coverage teams.</li><li>Implement clear processes and Key Performance Indicators (KPIs) that measure the execution against strategy for product sales teams</li><li>Leverage client feedback, market data, and macroeconomic patterns to improve returns and capital allocation and ensure that strategies comply with all applicable regulations and internal risk frameworks.</li><li>Provide informal guidance or on-the-job training to new team members</li><li>Contribute to achievement of targets, product financial performance, revenue performance, and expense management goals as well as oversee identification and execution of opportunities and gaps business plans</li><li>Implement team procedures, client problem resolution, and client management</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>Qualifications:<ul><li>5-8 years of experience financial sector and or Lending Products</li><li>Knowledge of marketing, credit, acquisitions, product development, and/or analytics</li><li>Ability to work unsupervised and adjust priorities quickly as circumstances dictate</li><li>Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements</li><li>Consistently demonstrates clear and concise written and verbal communication</li><li>Ability to manage and interpret the data to tell the story</li><li>Critical thinking and Strategic mindset, with ability to foresee future possibilities and translate them into breakthrough strategies</li><li>Demonstrated proficiency in data analytics tools (Excel, PowerPoint, Tableau, Salesforce, SQL)</li><li>Strong analytical, decision-making, and problem-solving skills.</li><li>Bachelors/University degree or equivalent experience</li></ul>------------------------------------------------------Job Family Group: Product Management and Development------------------------------------------------------Job Family:Product Management------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:New York New York United States------------------------------------------------------Primary Location Full Time Salary Range:$98,960.00 - $148,440.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Anticipated Posting Close Date:Sep 11, 2025------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a>. View Citi’s <a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a> and the <a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a> poster.