Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. Citi’s <a href="https://www.citigroup.com/global/about-us/mission" target="_blank">Mission and Value Proposition</a> explain what we do and <a href="https://www.citigroup.com/global/about-us/strategy" target="_blank">Strategy</a> explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve.The Loan IQ SDK Lead Developer is a senior level position responsible for establishing and implementing new or revised application systems and programs in coordination with the Technology Team. The overall objective of this role is to lead applications systems analysis and programming activities. Responsibilities:<ul><li>Lead integration of functions to meet goals, deploy new products, and enhance processes</li><li>Analyze complex business processes, system processes, and industry standards to define and develop solutions to high level problems</li><li>Provide expertise in area of advanced knowledge of applications programming and plan assignments involving large budgets, cross functional project, or multiple projects</li><li>Develop application methodologies and standards for program analysis, design, coding, testing, debugging, and implementation</li><li>Utilize advanced knowledge of supported main system flows and comprehensive knowledge of multiple areas to achieve technology goals</li><li>Consult with end users to identify system function specifications and incorporate into overall system design</li><li>Allocate work, and act as an advisor/coach developers, analysts, and new team members</li><li>Influence and negotiate with senior leaders and communicate with external parties</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>Qualifications:<ul><li>10+ years of relevant experience in application development or systems analysis role</li><li>Experience with Loan IQ Platform or Loan IQ SDK development is required</li><li>Experience with REST, JMS, SOAP, Microservices</li><li>Experience with Spring Boot, Swagger, Tomcat and JSON and XML processing </li><li>Very hands on role and associate should be able to write code on daily basis </li><li>Experience with at least one of the Messaging Systems: Kafka, Tibco. IBM MQ, etc.</li><li>Good knowledge of SQL </li><li>Familiarity with Windows and Linux operating systems and able to write shell &amp; batch programs</li><li>Experience with Kubernetes and Docker</li><li>Knowledge of Threading, Collections, Exception Handling, JDBC, Java OOD/OOP Concepts, GoF Design Patterns, File I/O</li><li>Able to work with Continuous Integration and Continuous Deployment tools </li><li>Demonstrated Subject Matter Expert (SME) in area(s) of Applications Development</li><li>Ability to adjust priorities quickly as circumstances dictate</li><li>Demonstrated problem-solving and decision-making skills</li><li>Consistently demonstrates clear and concise written and verbal communication</li><li>Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements</li></ul>Education:<ul><li>Bachelor’s degree/University degree or equivalent experience</li><li>Master’s degree preferred</li></ul>This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Technology------------------------------------------------------Job Family:Applications Development------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:Jersey City New Jersey United States------------------------------------------------------Primary Location Full Time Salary Range:$176,720.00 - $265,080.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Anticipated Posting Close Date:Sep 30, 2025------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a>. View Citi’s <a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a> and the <a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a> poster.