Overview of the Role <div><div><div><div>Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients’ best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations &amp; Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services.Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We’ll enable growth and progress together.</div></div></div></div>The Java Full Stack Developer is a Lead position responsible Design, develop, and maintain scalable Java applications with future focus on AI/ML integration on new or revised application systems and programs in coordination with the Technology Team. The overall objective of this role is to develop applications systems analysis and programming activities.Roles and Responsibilities<ul><li>Responsible for design and leading development as a full stack java to build very high-volume, low-latency enterprise applications that can adapt and scale to changing market conditions</li><li>Understanding the impact of adapting different architectures and designs and present the same to all relevant stakeholders.</li><li>Management of both functional and technical requirements while deciding on technical solutions.</li><li>Development of solutions following established technical design, application development standards and quality processes in projects.</li><li>Understanding the client requirements and envision the solution that can be captured as respective user stories in JIRA.</li><li>Work with large datasets and develop efficient algorithms for data processing and analysis</li><li>Collaborate with cross-functional teams to identify and prioritize project requirements</li><li>Implement AI/ML models using popular frameworks and libraries</li><li>Ensure high-quality code delivery with robust testing and validation</li><li>Excellent verbal and written communication skills, enabling effective collaboration with cross-functional teams, stakeholders, and management</li><li>Proven ability to effectively use complex analytical, interpretive and problem-solving techniques and execute plan</li><li>Passion and commitment for process and design simplification</li><li>Work with Production Service/Support to resolve issues</li><li>Stay up to date with new development tools and strategies</li></ul>Qualifications:<ul><li>6-10 years of experience as a Senior Java Developer with hands on end-to-end solutions.</li><li> Java 8+ with strong expertise in Spring, Hibernate, and Java-based frameworks.</li><li> Expert in Java microservice based architecture and REST APIs.</li><li> Knowledge in data processing and storage solutions like Apache Hadoop, Spark, and/or NoSQL databases</li><li>Experience in working with in memory database and cache like Redis.</li><li>Experienced in data streaming using kafka.</li><li>Experience with cloud platforms like AWS, Azure, or Google Cloud</li><li>Strong understanding of data structures, algorithms, and software design patterns</li><li>Experience with containerization (Docker) and orchestration (Kubernetes)</li><li>Familiarity with AI/ML technologies, including:<ul><li>Machine Learning frameworks like Weka, Deeplearning4j, or TensorFlow Java API</li><li>Deep Learning architectures like CNNs, RNNs, or Transformers</li><li>Natural Language Processing (NLP) techniques and libraries like Stanford CoreNLP or OpenNLP</li></ul></li></ul>Preferred Skills:<ul><li>Experience with popular AI/ML libraries like LangChain4j or Spring AI</li><li>Knowledge of Redis Vector DB or Elasticsearch for efficient data retrieval</li><li>Familiarity with Agile development methodologies and version control systems like Git</li><li>Worked in Financial industry preferably Funds business functions</li></ul> Education:<ul><li>Bachelor’s degree/University degree or equivalent experience</li><li>Master’s degree preferred</li></ul> This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Technology------------------------------------------------------Job Family:Applications Development------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:Jersey City New Jersey United States------------------------------------------------------Primary Location Full Time Salary Range:$142,320.00 - $213,480.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Anticipated Posting Close Date:Sep 04, 2025------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" target="_blank">Accessibility at Citi</a>. View Citi’s <a href="https://www.citigroup.com/global/eeo-aa-policy" target="_blank">EEO Policy Statement</a> and the <a href="https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf" target="_blank">Know Your Rights</a> poster.