<div><b>Best Egg</b><span> is the leading financial confidence platform that provides flexible solutions to real-life challenges for people with limited savings. We leverage real-time customer insights and data science to connect more people with the right products for their financial needs. Our offers include a growing suite of products such as personal loans, a credit card, and flexible rent, which are complemented by a suite of financial health tools to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.</span></div><div><span> </span></div><div><span>Our culture and values inspire our employees and customers to embrace Best Egg. We are committed to championing a culture of inclusiveness and diversity of thought, and we focus on providing a safe, flexible, and collaborative work environment. Our employees are encouraged to engage in creative problem solving, and we promote opportunities for growth and enrichment across the organization. </span></div><div><span> </span></div><div><span>If you are inspired by inspiring others, Best Egg is the place for you.</span></div><div><br /></div><div><span>As a key member of the Fraud Strategy team within the Credit Risk Department, you will play a </span></div><div><span>crucial role in protecting the business against fraud risks in a rapidly evolving landscape. You </span></div><div><span>will be responsible for defining fraud prevention strategies, collaborating with data science </span></div><div><span>teams on sophisticated analytical solutions, and utilizing advanced AI technologies to enhance </span></div><div><span>fraud detection and prevention</span></div><h3>Role Success Metrics</h3><ul><li>Significantly reduce 1st-party fraud losses (including income misrepresentation, bust-out schemes, and synthetic identities) through proactive trend analysis and the development of strategic fraud prevention rules</li><li>Minimize customer friction while ensuring a positive customer experience alongside robust fraud protection</li><li>Deploy advanced AI-based fraud prevention technologies</li></ul><h3>Key Responsibilities</h3><ul><li>Conduct in-depth analysis of fraud patterns across Best Egg’s suite of products, addressing both first-party and third-party fraud</li><li>Analyze customer applications, credit bureau data, vendor data, and documents for signs of misrepresentation (e.g., inflated income, manipulated employment, fake references, synthetic or altered identities)</li><li>Identify patterns of bust-out fraud, first-payment default, and credit abuse through account performance reviews</li><li>Create and manage comprehensive fraud prevention strategies across identity and bank account verification</li><li>Lead projects involving Agentic AI technologies aimed at proactively detecting and mitigating complex emerging threats such as deepfakes and synthetic identities</li><li>Drive the development and refinement of advanced AI-based fraud detection solutions.</li><li>Perform deep-dive case reviews and strategic analyses, providing actionable insights to senior leadership.</li><li>Collaborate closely with the Fraud Operations team to refine policies, procedures, and investigative methods</li><li>Employ sophisticated analytical techniques to manage and interpret large datasets effectively</li></ul><h3>Qualifications</h3><ul><li>Bachelors or Masters degree in Finance, Economics, Data Science, Risk Management, or a related discipline</li><li>Minimum of 5 years of relevant experience in fraud management, preferably within the financial services sector</li><li>Demonstrated expertise in developing and managing advanced fraud detection models and AI-powered solutions</li><li>Superior analytical, strategic planning, and communication skills</li><li>Proficiency in SQL and Python</li><li>Proven experience collaborating successfully with cross-functional teams, especially those in data science and technology.</li><li>Ability to confidently present complex information and strategic recommendations to senior executives.</li><li>Preferred experience with fraud prevention rule management systems, device profiling, customer verification, and document authentication technologies.</li><li>A proactive mindset with a strong desire to positively impact the business and embrace innovative thinking.</li></ul><div><b>Best Egg celebrates diversity and equal opportunity.</b><span> We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better we will grow.</span></div><div><br /></div><div><b>Employee Benefits</b></div><div><span>Best Egg offers many additional benefits for our employees, including (but not limited to):</span></div><div><span>·       Pre-tax and post-tax retirement savings plans with a competitive company matching</span></div><div><span>         program</span></div><div><span>·       Generous paid time-off plans including vacation, personal/sick time, paid short--      </span></div><div><span>        term and long-term disability leaves, paid parental leave, and paid company  </span></div><div><span>        holidays </span></div><div><span>·       Multiple health care plans to choose from, including dental and vision options</span></div><div><span>·       Flexible Spending Plans for Health Care, Dependent Care, and Health    </span></div><div><span>        Reimbursement Accounts</span></div><div><span>·       Company-paid benefits such as life insurance, wellness platforms, employee</span></div><div><span>        assistance programs, and Health Advocate programs</span></div><div><span>·       Other great discounted benefits include identity theft protection, pet insurance,</span></div><div><span>         fitness center reimbursements, and many more!</span></div>