At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job DescriptionThis job is responsible for investigating complex, represented claims which typically will include: uninsured or underinsured motorist (UM/UIM) claims in single or multi car accidents, and represented moderate or major claims. The individual also may handle complex CPL claims or specialized claims (e.g., business interruption, loss of income, E&amp;O policies, etc.). The individual takes recorded statements, resolves loss of use claims, makes payments to appropriate parties, and negotiates and settles or refers bodily injury issues that cannot be resolved. This position is for our Represented Casualty office with a focus on handling claims in TX and CA.<div>You’ll wear a few hats to fill a few roles throughout your day that all require a level of experience:</div><div><div><div><div><div>The Customer Service Expert – you’ll live into Allstate’s Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each Casualty claim. You lead with empathy, always. The Investigator – you’ll confidently and independently investigate casualty (and applicable LOB (line of business)) claims by performing detailed reviews of damage and interpreting policies to determine coverage. The Effective Communicator – you’ll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You’ll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress. The Negotiator – you will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.The Problem Solver – you’ll utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using your sharp critical thinking skills. The Recorder – you’ll protect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trained on. You’ll accomplish this by ensuring timely and accurate documentation is completed as you work on each claim.  Qualifications<ul><li>3+ years experience in liability investigations, bodily injury claim evaluations, and negotiation preferred</li><li>Casualty claim handling experience is required</li><li>Represented Bodily Injury claims experience preferred</li><li>Previous experience in bodily injury claims handling or a related field</li><li>Proficient communication skills, especially over the phone, to establish rapport and assess claims accurately.</li><li>Ability to work independently and remotely, while managing time efficiently</li><li>Familiarity with insurance policies, coverage, and liability determination</li><li>Strong critical thinking and problem-solving skills to evaluate and negotiate injury claims successfully</li><li>Knowledge of innovative tools and platforms for effective claims evaluation</li></ul>Remote Home-Based Work This position is a permanent remote home-based role. Your home office does not need to be near an Allstate office, but it does need to be in the United States. This position is not available for California, Alaska, Hawaii, or Puerto Rico residents.<ul><li>Schedule: Mon-Fri | 8am-4:30pm or 9am-5:30pm MST</li></ul> When you work from home full time, you’ll need:<ul><li>A home office – a dedicated workspace in your residence that is private and free from distractions.</li><li>A minimum internet bandwidth of 50 MB down/5 MB up.</li><li>Appropriate work surface and seating.</li></ul> What will Allstate provide?<ul><li>A technology bundle that includes all equipment needed to perform your work from home (laptop, monitors, headset, keyboard, mouse).</li><li>Connectivity reimbursement of $80 per month to off set some of the cost of internet.</li></ul>Notice of Licensing Requirement:<ul><li>As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license. If applicable, you will be required to secure license(s) within 60 days of hire.</li><li>If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.</li></ul>Sign-On Bonus:You may be eligible for a $1,000 Licensing Sign-On Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property &amp; Casualty License, Designate Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.*Candidates who have previously worked for and are seeking to be rehired at Allstate and its family of companies are not eligible for this sign-on bonus.*Allstate BenefitsBeing a part of Allstate means you receive a benefits package from Day 1 of employment.  This includes time off, healthcare, retirement, and more.  That is why as an Allstater, you’ll enjoy a Total Rewards package that includes:<ul><li>Competitive pay with needed support for continuous development and career advancement.</li><li>Flexibility in scheduling and a time off policy that helps support your work/life balance.</li><li>Initial and ongoing training to get you proficient in your new role.</li><li>Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more.</li></ul>Notes: The preceding description is not designed to be a complete list of all duties and responsibilities. May be required to perform other related duties as assigned. Regular, predictable attendance is an essential function of this job.#LI-JB3</div></div></div></div></div>SkillsBodily Injury Claims, Claims Evaluation, Critical Thinking, Information Collection, Insurance Claims, Problem Solving, Time ManagementCompensationCompensation offered for this role is $50,000.00 - 82,542.50 annually and is based on experience and qualifications.The candidate(s) offered this position will be required to submit to a background investigation.Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.Allstate generally does not sponsor individuals for employment-based visas for this position.Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.For jobs in San Francisco, please click “<a href="https://urldefense.com/v3/__https:/sfgov.org/olse/sites/default/files/Document/FCO*20Poster*20Set*20All*20Languages*2010*2001*2018.pdf__;JSUlJSUlJQ!!IIU9BLNPZ2ob!Px2f9XWyJzj2IYSNKd2yIt3iNCquNTBdKl01sufyLfNQeN2bGNbgHXw7_TJg-F4Jn0T0dUxP7CPzLzPNxYrqtVELWg$" target="_blank">here</a>” for information regarding the San Francisco Fair Chance Ordinance. 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This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance ProgramsTo view the FMLA poster, click “<a href="https://urldefense.com/v3/__https:/www.dol.gov/whd/regs/compliance/posters/fmlaen.pdf__;!!IIU9BLNPZ2ob!Px2f9XWyJzj2IYSNKd2yIt3iNCquNTBdKl01sufyLfNQeN2bGNbgHXw7_TJg-F4Jn0T0dUxP7CPzLzPNxYqw_mTXJA$" target="_blank">here</a>”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employees terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.